5280 INSURANCE AGENCY · COLORADO-BASED MULTI-CARRIER OFFICE

Understand how your home, auto, life and business coverage fit together.

Our Colorado-based team helps households and business owners understand their insurance options, tradeoffs and next steps. Tell us what you need to protect and where; we’ll confirm availability for your state and situation.

Team-led expertise: Service, commercial insurance and sales specialists. Credentials: Matthew J. Morand, CIC, CRM, LUTCF.

“Matt was willing to answer any and all questions about our home, liability, and auto policies.” — Google reviewer, Farmers Insurance – Matthew Morand

Already a client? Existing Policy Help.

Farmers is our primary carrier, and we can write with the carriers featured below. Availability varies by state, product, carrier and applicant. Our only physical office is in Greenwood Village, Colorado.

Matthew J. Morand, founder and owner of 5280 Insurance Agency

Matthew J. Morand · Founder and Owner

Let our family help protect what matters to yours.

START WITH A COVERAGE REVIEW

Request an Insurance Review

Tell us what you need to protect and where. We’ll confirm whether an appropriately licensed team member and suitable options are available for your state and situation. This requests follow-up, not an instant quote. Submitting does not bind or change coverage.

Helps our team confirm availability and the next step in your state.

By submitting, you agree that 5280 Insurance Agency may contact you about your request. Please do not include sensitive information here. See our Privacy Policy.

Already a client? For Existing Policy Help, call or text (303) 706-1000 (text). For a new Colorado inquiry, call (303) 799-0909 or text. If the form does not display a confirmation, contact our team instead of assuming the request was delivered. Share current policies securely.

CARRIER ACCESS

More than one path to protection.

The moving logos below show carriers we can write with, including Farmers, our primary carrier. We’ll discuss options available for your state and coverage needs; products and eligibility vary by carrier, location and applicant.

  • Branch
  • Bristol West
  • Farmers
  • Foremost
  • Homeowners of America
  • Lemonade
  • Liberty Mutual
  • Mercury
  • National General
  • Progressive
  • Safeco
  • Travelers

Safeco is now Liberty Mutual. We retain the former Safeco logo so existing policyholders recognize the name; it is not a separate current personal-lines brand. Read Liberty Mutual’s brand announcement.

INSURANCE SERVICES

Coverage that works together.

Start with any area below. We’ll help you see how it connects with the rest of your protection.

Illustration of a family walking toward their home with a car in the driveway

Personal insurance

Review home, auto, umbrella and other household protection in one conversation.

Illustration of neighborhood storefronts and a business vehicle

Commercial insurance

Consider property, liability, vehicles, workers’ compensation and other business exposures.

Illustration of three generations of a family together on a park bench

Life insurance

Explore protection options around income, family responsibilities and long-term commitments.

Illustration of a motorhome and recreational boat beside a mountain lake

Specialty insurance

Discuss recreational vehicles, valuable items, pets and other needs beyond standard policies.

A COLORADO HOME BASE · PERSONAL SERVICE

One agency team. More places to call home.

Our only physical office is in Greenwood Village, Colorado. Tell us where you need coverage, and our team will confirm whether an appropriately licensed team member and suitable products are available for your location and situation.

Start with our state guides, or contact us with your location so we can discuss what is available. Our RamseyTrusted referral territories are specifically Northern Colorado, Western Nebraska and Northern Arizona; other agency service depends on licensing and carrier availability.

Illustration of homes and small businesses across mountain, prairie, desert and lake regions connected by a road

A TEAM-LED APPROACH

Straight answers, coordinated coverage.

You work with an agency team, not just one person. Licensed producers and service specialists help you review the household, business and life risks that belong in the conversation, then support you through policy questions, changes and renewals.

What to expect

1. Tell us what changed. Share your questions and priorities.

2. Review the options. We look at relevant coverages and availability.

3. Decide with clarity. We explain the tradeoffs and next steps.

Tammy Anderson, service team lead

Tammy Anderson

Service Team Lead

Kimberly Smith, customer service and commercial insurance specialist

Kimberly Smith

Customer Service and Commercial Insurance Specialist

Maxwel Myers, sales team lead

Maxwel Myers

Sales Team Lead

EXPERIENCE & SERVICE

Knowledgeable people. Ongoing support.

Professional designations and shared service standards shape how we review risks, explain coverage and stay in touch as needs change.

Certified Insurance Counselor designation logo

The National Alliance’s CIC designation focuses on insurance coverage and policy knowledge. It helps Matt ask clearer questions about limits, exclusions and how policies fit a client’s needs.

Certified Risk Manager designation badge

The National Alliance’s CRM designation focuses on identifying and evaluating risks. It helps Matt look beyond a single policy to the property, liability and business exposures around it.

Life Underwriter Training Council Fellow designation logo

NAIFA’s LUTCF designation covers life insurance and related protection planning. It supports conversations about the people, income and obligations a policy is meant to protect.

CLIENT EXPERIENCES

What clients say about 5280.

Excerpts from existing Google reviews for 5280 Insurance Agency and Farmers Insurance – Matthew Morand.

“Matt was willing to answer any and all questions about our home, liability, and auto policies. Mary Ann helped with all of the follow up details cheerfully and carefully. A+ customer service!”

— Google reviewer, Farmers Insurance – Matthew Morand

“As a Ramsey trusted agent, Max was an immediate trusted agent working to get our family a great deal. I highly recommend him.”

— Andrew Estes, 5280 Insurance Agency

“Matt and his team at 5280 Insurance are fantastic! After getting rates and reviewing other insurance agencies in the area, I was extremely impressed with his performance.”

— Google reviewer, 5280 Insurance Agency

WHERE WE SERVE

Where we can help.

Explore our coverage guides for Colorado, Nebraska, Arizona, Utah, Idaho, Minnesota and New Mexico. If you need coverage elsewhere, contact us to confirm whether we can help. Product, carrier and licensed team-member availability vary by location and situation; our only physical office is in Colorado. RamseyTrusted referrals are limited to Northern Colorado, Western Nebraska and Northern Arizona.

READY FOR A CLEARER REVIEW?

Let's talk through your coverage needs.

Tell us the state where you need insurance and what has changed. Our team will confirm availability and discuss your options and a practical next step.